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It's About Family First

Like many things in life, long term care is in a continual state of change.  The delivery of long term care 30 years ago has little resemblance to today's care environment.  And what is common today may be replaced 30 years from now with care delivery vehicles not yet dreamed of.

The one constant, however, is the participation of family members.  Family will typically provide the initial care.  When family can no longer provide care, they will most likely decide who provides your care or where that care is delivered.
 
The following chart is taken from Medicare's official website and will link you [offsite] to descriptions of the various care settings you may encounter.

 

Help with activities of daily living

Help with additional services Help with care needs

Range of costs

Community-Based Services

Yes

Yes

No

Low to medium

Home Health Care

Yes

Yes

Yes

Low to high

In-Law Apartments

Yes

Yes

Yes

Low to high

Housing for Aging and Disabled Individuals

Yes

Yes

No

Low to high

Board and Care Homes

Yes

Yes

Yes

Low to high

Assisted Living

Yes

Yes

Yes

Medium to high

Continuing Care Retirement Communities

Yes

Yes

Yes

High

Nursing Homes

Yes

Yes

Yes

High

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