How do you plan for an event that could happen in thirty years... or tomorrow? That's the challenge of planning for long term care!

One of the reasons insurance became popular was by substituting a small certainty (recurring premiums) in place of a large uncertainty (the risk of a catastrophic expense). It's a tremendously useful concept, but it's not the only approach.

The pages that follow will explore and compare the various LTC funding approaches you might take. Perhaps the only mistake would be to choose nothing:

  • Not everyone needs LTC insurance, but everyone needs a plan for long term care.
The featured infographic below shows just how large of an impact the cost of care can have on your lifestyle, as well as the risk of not planning ahead.

Long Term Care Planning Who Will Pay for Care